/* ============================================================
   Primer Financial — CSS Principal
   Typographie : Playfair Display (titres) + DM Sans (corps)
   ============================================================ */

/* ── Variables ────────────────────────────────────────────── */
:root {
  /* Palette */
  --pf-navy:           #0C1E38;
  --pf-navy-deep:      #07152A;
  --pf-navy-mid:       #1A3259;
  --pf-red:            #C8271A;
  --pf-red-light:      #E03528;
  --pf-gold:           #B8902A;
  --pf-gold-light:     #D4A843;
  --pf-bg:             #F9FAFB;
  --pf-bg-warm:        #F4F3EF;
  --pf-text:           #1C1917;
  --pf-text-mid:       #44403C;
  --pf-text-light:     #78716C;
  --pf-text-muted:     #A8A29E;
  --pf-white:          #FFFFFF;
  --pf-border:         #E7E5E0;
  --pf-border-light:   #F0EEE9;

  /* Aliases (compatibilité) */
  --swiss-bg:          var(--pf-bg);
  --swiss-primary:     var(--pf-navy);
  --swiss-accent:      var(--pf-red);
  --swiss-gold:        var(--pf-gold-light);
  --swiss-text:        var(--pf-text);
  --swiss-text-light:  var(--pf-text-light);
  --swiss-white:       var(--pf-white);
  --swiss-border:      var(--pf-border);

  /* États */
  --color-success:     #166534;
  --color-warning:     #92400E;
  --color-danger:      #991B1B;
  --color-info:        #1E40AF;

  /* Typographie */
  --font-serif:        'Playfair Display', 'Georgia', 'Times New Roman', serif;
  --font-sans:         'DM Sans', 'Helvetica Neue', Arial, sans-serif;
  --font-mono:         'DM Mono', 'Courier New', monospace;

  /* Espacement (base 8px) */
  --sp-xs:  8px;
  --sp-sm:  16px;
  --sp-md:  24px;
  --sp-lg:  32px;
  --sp-xl:  48px;
  --sp-2xl: 64px;
  --sp-3xl: 96px;

  /* Grille */
  --container-max: 1280px;
  --col-gap: 28px;

  /* Rayons */
  --radius-sm: 6px;
  --radius:    12px;
  --radius-md: 20px;
  --radius-lg: 28px;
  --radius-xl: 40px;

  /* Transitions */
  --transition: 220ms cubic-bezier(0.4, 0, 0.2, 1);
  --transition-slow: 360ms cubic-bezier(0.4, 0, 0.2, 1);
}

/* ── Reset ────────────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; overflow-x: hidden; }
body {
  font-family: var(--font-sans);
  color: var(--pf-text);
  background: var(--pf-white);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
  width: 100%;
  font-feature-settings: 'kern' 1, 'liga' 1;
}
img, svg { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }

/* ── Typographie ──────────────────────────────────────────── */
h1, h2, h3 {
  font-family: var(--font-serif);
  font-weight: 600;
  font-feature-settings: 'kern' 1, 'liga' 1;
}
h4, h5, h6 {
  font-family: var(--font-sans);
  font-weight: 600;
}

h1 {
  font-size: clamp(40px, 5.5vw, 72px);
  line-height: 1.08;
  letter-spacing: -0.5px;
  font-weight: 600;
}
h2 {
  font-size: clamp(30px, 3.5vw, 52px);
  line-height: 1.15;
  letter-spacing: -0.25px;
  font-weight: 600;
}
h3 {
  font-size: clamp(22px, 2.5vw, 34px);
  line-height: 1.25;
  letter-spacing: 0;
  font-weight: 500;
}
h4 {
  font-size: clamp(16px, 1.5vw, 20px);
  line-height: 1.35;
  font-weight: 600;
  letter-spacing: 0;
}
p {
  font-size: 16px;
  line-height: 1.75;
  font-weight: 300;
  color: var(--pf-text-mid);
}

/* Lead text */
.lead {
  font-size: clamp(17px, 1.5vw, 20px);
  line-height: 1.7;
  font-weight: 300;
  color: var(--pf-text-mid);
  max-width: 680px;
}

/* Labels / eyebrow tags */
.eyebrow {
  font-family: var(--font-sans);
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 2.5px;
  text-transform: uppercase;
  color: var(--pf-red);
}

.text-accent    { color: var(--pf-red); }
.text-primary   { color: var(--pf-navy); }
.text-gold      { color: var(--pf-gold-light); }
.text-light     { color: var(--pf-text-light); }
.text-muted     { color: var(--pf-text-muted); }
.fw-600         { font-weight: 600; }
.fw-700         { font-weight: 700; }
.font-serif     { font-family: var(--font-serif); }
.font-mono      { font-family: var(--font-mono); }
/* Legacy aliases */
.fw-900         { font-weight: 700; }
.fw-800         { font-weight: 700; }

.rate-display {
  font-family: var(--font-sans);
  font-variant-numeric: tabular-nums;
  font-weight: 600;
  font-size: 46px;
  color: var(--pf-red);
  letter-spacing: -1px;
  line-height: 1;
}

/* ── Conteneur & Grille ──────────────────────────────────── */
.container {
  max-width: var(--container-max);
  margin-inline: auto;
  padding-inline: var(--sp-lg);
}

.grid-12  { display: grid; grid-template-columns: repeat(12, 1fr); gap: var(--col-gap); }
.col-6    { grid-column: span 6; }
.col-4    { grid-column: span 4; }
.col-3    { grid-column: span 3; }
.col-8    { grid-column: span 8; }

/* ── Barre de progression scroll ────────────────────────── */
.scroll-progress {
  position: fixed;
  top: 0; left: 0;
  height: 3px;
  width: 0%;
  background: var(--swiss-accent);
  z-index: 9999;
  transition: width 0.1s;
}

/* ── Header / Navigation ─────────────────────────────────── */
.site-header {
  position: sticky;
  top: 0;
  background: var(--swiss-white);
  z-index: 1000;
  box-shadow: 0 1px 0 var(--swiss-border);
}

.nav-container {
  display: flex;
  align-items: center;
  gap: var(--sp-lg);
  max-width: var(--container-max);
  margin-inline: auto;
  padding: var(--sp-sm) var(--sp-lg);
  min-height: 72px;
}

/* Logo */
.site-logo {
  display: flex;
  align-items: center;
  gap: var(--sp-xs);
  flex-shrink: 0;
  text-decoration: none;
}
.logo-maple { flex-shrink: 0; }
.logo-text  {
  font-family: var(--font-serif);
  font-size: 20px;
  font-weight: 600;
  letter-spacing: 0;
  color: var(--pf-navy);
  line-height: 1;
}

/* Menu */
.nav-menu {
  display: flex;
  align-items: center;
  gap: 4px;
  flex: 1;
}
.nav-link {
  padding: 6px 14px;
  font-size: 14px;
  font-weight: 400;
  color: var(--pf-text-mid);
  border-radius: var(--radius);
  transition: color var(--transition), background var(--transition);
  white-space: nowrap;
  letter-spacing: 0.1px;
}
.nav-link:hover, .nav-link.active {
  color: var(--pf-red);
  background: rgba(200,39,26,0.06);
}

/* Actions droite */
.nav-actions {
  display: flex;
  align-items: center;
  gap: var(--sp-xs);
  flex-shrink: 0;
}

/* Badge réseau */
.network-badge {
  display: flex;
  align-items: center;
  gap: 6px;
  padding: 4px 10px;
  background: var(--swiss-bg);
  border: 1px solid var(--swiss-border);
  border-radius: 20px;
  font-size: 12px;
  font-weight: 600;
  cursor: pointer;
  transition: border-color var(--transition);
}
.network-dot {
  width: 8px; height: 8px;
  border-radius: 50%;
  background: var(--color-success);
  animation: pulse-dot 2s infinite;
}
@keyframes pulse-dot {
  0%, 100% { opacity: 1; transform: scale(1); }
  50%       { opacity: 0.6; transform: scale(1.2); }
}

/* Sélecteur langue */
.lang-switcher {
  padding: 4px 8px;
  font-size: 12px;
  font-weight: 700;
  color: var(--swiss-text-light);
  border: 1px solid var(--swiss-border);
  border-radius: var(--radius);
  transition: color var(--transition), border-color var(--transition);
}
.lang-switcher:hover { color: var(--swiss-primary); border-color: var(--swiss-primary); }

/* Ligne accent sous le header */
.header-accent-line {
  height: 4px;
  background: var(--swiss-accent);
  width: 100%;
}

/* ── Boutons ─────────────────────────────────────────────── */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 26px;
  font-family: inherit;
  font-size: 15px;
  font-weight: 700;
  border-radius: var(--radius-lg);
  border: 2px solid transparent;
  cursor: pointer;
  transition: all var(--transition);
  text-decoration: none;
  white-space: nowrap;
  line-height: 1;
  letter-spacing: 0.2px;
}
.btn-sm { padding: 8px 16px; font-size: 13px; }
.btn-lg { padding: 16px 32px; font-size: 17px; }

.btn-primary {
  background: linear-gradient(135deg, #e83225, var(--swiss-accent));
  color: var(--swiss-white);
  border-color: transparent;
  box-shadow: 0 4px 14px rgba(213,43,30,0.35);
}
.btn-primary:hover {
  background: linear-gradient(135deg, #d42a1e, #b52319);
  box-shadow: 0 6px 20px rgba(213,43,30,0.45);
  transform: translateY(-1px);
}

.btn-secondary {
  background: linear-gradient(135deg, #122848, var(--swiss-primary));
  color: var(--swiss-white);
  border-color: transparent;
  box-shadow: 0 4px 14px rgba(10,31,61,0.25);
}
.btn-secondary:hover {
  background: linear-gradient(135deg, #0d2040, #0a1f3d);
  box-shadow: 0 6px 20px rgba(10,31,61,0.35);
  transform: translateY(-1px);
}

.btn-outline {
  background: transparent;
  color: var(--swiss-primary);
  border-color: var(--swiss-primary);
}
.btn-outline:hover { background: var(--swiss-primary); color: var(--swiss-white); transform: translateY(-1px); }

.btn-outline-light {
  background: transparent;
  color: var(--swiss-white);
  border-color: var(--swiss-white);
}
.btn-outline-light:hover { background: var(--swiss-white); color: var(--swiss-primary); }

.btn-ghost {
  background: transparent;
  color: var(--swiss-text-light);
  border-color: transparent;
}
.btn-ghost:hover { background: var(--swiss-bg); color: var(--swiss-text); }

.btn-gold {
  background: var(--swiss-gold);
  color: var(--swiss-primary);
  border-color: var(--swiss-gold);
}
.btn-gold:hover { background: #b8923e; border-color: #b8923e; }

.btn-wallet { display: none; }
.btn-wallet-option { display: none; }
.network-badge { display: none; }
.wallet-panel { display: none; }

/* ── Hero Section ────────────────────────────────────────── */
.hero {
  background: linear-gradient(150deg, #0e2545 0%, var(--pf-navy) 55%, var(--pf-navy-deep) 100%);
  color: var(--pf-white);
  padding: var(--sp-3xl) 0 var(--sp-2xl);
  position: relative;
  overflow: hidden;
  min-height: 85vh;
  display: flex;
  align-items: center;
}

.hero-bg {
  position: absolute;
  inset: 0;
  opacity: 0.08;
  pointer-events: none;
}

.hero-content { position: relative; z-index: 1; }

.hero-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-2xl);
  align-items: center;
}

.hero-title {
  font-family: var(--font-serif);
  font-weight: 600;
  color: var(--pf-white);
  margin-bottom: var(--sp-md);
}
.hero-title span.accent { color: var(--pf-gold-light); font-style: italic; }

.hero-subtitle {
  font-size: clamp(16px, 1.5vw, 19px);
  line-height: 1.75;
  color: rgba(255,255,255,0.72);
  margin-bottom: var(--sp-lg);
  max-width: 520px;
  font-weight: 300;
}

.hero-cta {
  display: flex;
  gap: var(--sp-sm);
  flex-wrap: wrap;
  margin-bottom: var(--sp-xl);
}

.hero-badges {
  display: flex;
  gap: var(--sp-sm);
  flex-wrap: wrap;
}
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 6px 12px;
  background: rgba(255,255,255,0.1);
  border: 1px solid rgba(255,255,255,0.2);
  border-radius: 20px;
  font-size: 13px;
  font-weight: 600;
  color: rgba(255,255,255,0.9);
  -webkit-backdrop-filter: blur(4px);
  backdrop-filter: blur(4px);
}
.hero-badge-dot {
  width: 6px; height: 6px;
  border-radius: 50%;
  background: var(--color-success);
}

/* Compteurs hero */
.hero-stats {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--sp-md);
  margin-top: var(--sp-xl);
}
.hero-stat-item { text-align: center; }
.hero-stat-number {
  font-family: var(--font-sans);
  font-size: 32px;
  font-weight: 600;
  color: var(--pf-white);
  letter-spacing: -0.5px;
  display: block;
  font-variant-numeric: tabular-nums;
}
.hero-stat-label {
  font-size: 12px;
  color: rgba(255,255,255,0.55);
  font-weight: 300;
  letter-spacing: 0.3px;
}

/* Animation hexagone hero */
.hero-visual {
  display: flex;
  justify-content: center;
  align-items: center;
}
.hex-grid {
  display: grid;
  grid-template-columns: repeat(5, 60px);
  gap: 8px;
}
.hex-cell {
  width: 60px; height: 69px;
  background: rgba(201,168,76,0.15);
  clip-path: polygon(50% 0%, 100% 25%, 100% 75%, 50% 100%, 0% 75%, 0% 25%);
  transition: background var(--transition);
  animation: hex-pulse 3s ease-in-out infinite;
}
.hex-cell:nth-child(odd)  { animation-delay: 0s; }
.hex-cell:nth-child(even) { animation-delay: 1.5s; }
.hex-cell.active  { background: rgba(201,168,76,0.5); }
.hex-cell.accent  { background: rgba(213,43,30,0.4); }
@keyframes hex-pulse {
  0%, 100% { opacity: 0.4; }
  50%       { opacity: 1; }
}

/* ── Section commune ─────────────────────────────────────── */
.section { padding: var(--sp-3xl) 0; }
.section-sm { padding: var(--sp-2xl) 0; }
.section-bg { background: var(--swiss-bg); }
.section-dark { background: var(--swiss-primary); color: var(--swiss-white); }
.section-accent { background: var(--swiss-accent); color: var(--swiss-white); }

.section-header { margin-bottom: var(--sp-2xl); }
.section-header.centered { text-align: center; }

.section-tag {
  font-family: var(--font-sans);
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 2.5px;
  text-transform: uppercase;
  color: var(--pf-red);
  display: block;
  margin-bottom: var(--sp-sm);
}
.section-tag.light { color: var(--pf-gold-light); }

.divider {
  border: none;
  border-top: 1.5px solid var(--swiss-border);
  margin: var(--sp-xl) 0;
}
.divider-sm { margin: var(--sp-md) 0; }

/* ── Cartes Produits ─────────────────────────────────────── */
.products-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--sp-md);
}

.product-card {
  background: var(--swiss-white);
  border: 1px solid rgba(226,228,233,0.6);
  border-radius: var(--radius-md);
  padding: var(--sp-lg);
  display: flex;
  flex-direction: column;
  gap: var(--sp-sm);
  transition: border-color var(--transition), box-shadow var(--transition), transform var(--transition);
  position: relative;
  overflow: hidden;
  box-shadow: 0 2px 12px rgba(0,0,0,0.04);
}
.product-card:hover {
  border-color: var(--swiss-gold);
  box-shadow: 0 12px 40px rgba(0,0,0,0.12);
  transform: translateY(-4px);
}

.product-icon {
  width: 48px; height: 55px;
  clip-path: polygon(50% 0%, 100% 25%, 100% 75%, 50% 100%, 0% 75%, 0% 25%);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  margin-bottom: var(--sp-xs);
}

.product-rate {
  font-size: 28px;
  font-weight: 800;
  color: var(--swiss-accent);
  letter-spacing: -1px;
}
.product-rate-label { font-size: 13px; color: var(--swiss-text-light); font-weight: 500; }

.product-name { font-family: var(--font-serif); font-size: 19px; font-weight: 500; color: var(--pf-navy); }
.product-desc { font-size: 14px; color: var(--pf-text-light); line-height: 1.7; font-weight: 300; }

.product-meta {
  display: flex;
  gap: var(--sp-sm);
  font-size: 13px;
  color: var(--swiss-text-light);
  margin-top: auto;
  flex-wrap: wrap;
}
.product-meta span { display: flex; align-items: center; gap: 4px; }

.product-actions {
  display: flex;
  gap: var(--sp-xs);
  margin-top: var(--sp-sm);
}

/* ── Chiffres clés ───────────────────────────────────────── */
.stats-section {
  background: var(--swiss-primary);
  color: var(--swiss-white);
  padding: var(--sp-2xl) 0;
}
.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--sp-lg);
  text-align: center;
}
.stat-number {
  font-family: var(--font-sans);
  font-size: clamp(36px, 5vw, 60px);
  font-weight: 600;
  color: var(--pf-white);
  letter-spacing: -1px;
  display: block;
  line-height: 1;
  font-variant-numeric: tabular-nums;
}
.stat-label {
  font-size: 13px;
  color: rgba(255,255,255,0.55);
  font-weight: 300;
  margin-top: var(--sp-xs);
  letter-spacing: 0.3px;
}

/* ── Piliers ─────────────────────────────────────────────── */
.pillars-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--sp-md);
}
.pillar-card {
  padding: var(--sp-lg);
  position: relative;
  padding-left: calc(var(--sp-lg) + 4px);
}
.pillar-card::before {
  content: '';
  position: absolute;
  left: 0; top: 0; bottom: 0;
  width: 4px;
  background: var(--swiss-accent);
  border-radius: 2px;
}
.pillar-icon {
  font-size: 28px;
  margin-bottom: var(--sp-sm);
}
.pillar-title { font-family: var(--font-serif); font-size: 18px; font-weight: 500; margin-bottom: 8px; color: var(--pf-navy); }
.pillar-desc  { font-size: 14px; color: var(--pf-text-light); line-height: 1.75; font-weight: 300; }

/* ── KYC Steps ───────────────────────────────────────────── */
.kyc-steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--sp-lg);
  position: relative;
}
.kyc-steps::before {
  content: '';
  position: absolute;
  top: 32px; left: calc(16.666% + 16px); right: calc(16.666% + 16px);
  height: 2px;
  background: linear-gradient(90deg, var(--swiss-accent), var(--swiss-gold));
}
.kyc-step { text-align: center; padding: var(--sp-lg) var(--sp-md); }
.kyc-step-number {
  width: 64px; height: 64px;
  border-radius: 50%;
  background: var(--swiss-primary);
  color: var(--swiss-white);
  font-size: 24px;
  font-weight: 900;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto var(--sp-md);
  position: relative;
  z-index: 1;
}
.kyc-step.completed .kyc-step-number { background: var(--color-success); }
.kyc-step-title { font-family: var(--font-serif); font-size: 17px; font-weight: 500; margin-bottom: 8px; color: var(--pf-navy); }
.kyc-step-desc  { font-size: 14px; color: var(--pf-text-light); font-weight: 300; }

/* ── Blockchains ─────────────────────────────────────────── */
.chains-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--sp-md);
}
.chain-card {
  background: var(--swiss-white);
  border: 1px solid var(--swiss-border);
  border-radius: var(--radius-md);
  padding: var(--sp-md);
  text-align: center;
  transition: border-color var(--transition), transform var(--transition);
}
.chain-card:hover { border-color: var(--swiss-primary); transform: translateY(-2px); }
.chain-logo {
  width: 48px; height: 48px;
  border-radius: 50%;
  margin: 0 auto var(--sp-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 24px;
  font-weight: 900;
}
.chain-name  { font-size: 15px; font-weight: 700; color: var(--swiss-primary); }
.chain-type  { font-size: 12px; color: var(--swiss-text-light); margin-top: 4px; }

/* ── Simulateur ──────────────────────────────────────────── */
.simulator-widget {
  background: var(--swiss-white);
  border: 1px solid rgba(226,228,233,0.5);
  border-radius: var(--radius-md);
  padding: var(--sp-xl);
  box-shadow: 0 8px 40px rgba(0,0,0,0.09);
}

.sim-toggle {
  display: flex;
  background: var(--swiss-bg);
  border-radius: var(--radius);
  padding: 4px;
  margin-bottom: var(--sp-lg);
}
.sim-toggle-btn {
  flex: 1;
  padding: 8px 16px;
  font-size: 14px;
  font-weight: 600;
  border-radius: var(--radius-sm);
  border: none;
  background: transparent;
  cursor: pointer;
  transition: all var(--transition);
  color: var(--swiss-text-light);
}
.sim-toggle-btn.active {
  background: var(--swiss-white);
  color: var(--swiss-primary);
  box-shadow: 0 1px 3px rgba(0,0,0,0.1);
}

.sim-label {
  font-size: 13px;
  font-weight: 600;
  color: var(--swiss-text);
  display: block;
  margin-bottom: var(--sp-xs);
}
.sim-value-display {
  font-size: 28px;
  font-weight: 800;
  color: var(--swiss-primary);
  margin-bottom: var(--sp-xs);
}
input[type="range"] {
  -webkit-appearance: none;
  width: 100%;
  height: 4px;
  background: var(--swiss-border);
  border-radius: 2px;
  outline: none;
  margin-bottom: var(--sp-md);
}
input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 20px; height: 20px;
  border-radius: 50%;
  background: var(--swiss-accent);
  cursor: pointer;
  box-shadow: 0 2px 6px rgba(213,43,30,0.3);
}
input[type="range"]:focus::-webkit-slider-thumb {
  outline: 3px solid rgba(213,43,30,0.4);
}

.sim-results {
  background: var(--swiss-bg);
  border-radius: var(--radius);
  padding: var(--sp-md);
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-md);
  margin-top: var(--sp-lg);
}
.sim-result-item { text-align: center; }
.sim-result-value {
  font-size: 24px;
  font-weight: 800;
  color: var(--swiss-primary);
  letter-spacing: -0.5px;
}
.sim-result-value.accent { color: var(--swiss-accent); }
.sim-result-label {
  font-size: 12px;
  color: var(--swiss-text-light);
  font-weight: 500;
  margin-top: 4px;
}
.sim-disclaimer {
  font-size: 11px;
  color: var(--swiss-text-light);
  text-align: center;
  margin-top: var(--sp-sm);
  line-height: 1.5;
}

/* ── Témoignages ─────────────────────────────────────────── */
.testimonials-section { background: var(--swiss-bg); }
.testimonial-card {
  background: var(--swiss-white);
  border: 1px solid rgba(226,228,233,0.6);
  border-radius: var(--radius-md);
  padding: var(--sp-lg);
  box-shadow: 0 2px 16px rgba(0,0,0,0.05);
  transition: box-shadow var(--transition), transform var(--transition);
}
.testimonial-card:hover {
  box-shadow: 0 8px 32px rgba(0,0,0,0.1);
  transform: translateY(-3px);
}
.testimonial-quote { font-family: var(--font-serif); font-size: 16px; line-height: 1.75; margin-bottom: var(--sp-md); font-style: italic; color: var(--pf-text); font-weight: 500; }
.testimonial-author { font-weight: 600; font-size: 14px; }
.testimonial-meta   { font-size: 12px; color: var(--pf-text-light); font-weight: 300; }
.testimonial-stars  { color: var(--pf-gold-light); font-size: 16px; margin-bottom: var(--sp-sm); }

/* ── CTA Band ─────────────────────────────────────────────── */
.cta-band {
  background: var(--swiss-accent);
  color: var(--swiss-white);
  padding: var(--sp-2xl) 0;
  text-align: center;
}
.cta-band h2 { color: var(--swiss-white); margin-bottom: var(--sp-md); }
.cta-band p  { color: rgba(255,255,255,0.85); margin-bottom: var(--sp-lg); }

/* ── Partenaires ─────────────────────────────────────────── */
.partners-strip {
  padding: var(--sp-xl) 0;
  border-top: 1px solid var(--swiss-border);
  border-bottom: 1px solid var(--swiss-border);
  background: var(--swiss-white);
}
.partners-grid {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: var(--sp-xl);
  flex-wrap: wrap;
}
.partner-badge {
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 1px;
  color: var(--swiss-text-light);
  text-transform: uppercase;
  padding: var(--sp-xs) var(--sp-sm);
  border: 1px solid var(--swiss-border);
  border-radius: var(--radius);
}

/* ── Wallet Panel ─────────────────────────────────────────── */
.wallet-panel {
  position: fixed;
  top: 80px; right: var(--sp-lg);
  width: 360px;
  background: var(--swiss-white);
  border: 1px solid var(--swiss-border);
  border-radius: var(--radius-md);
  box-shadow: 0 16px 48px rgba(0,0,0,0.12);
  z-index: 1100;
  padding: var(--sp-lg);
}
.wallet-panel[hidden] { display: none; }
.wallet-panel-title { font-size: 20px; font-weight: 800; margin-bottom: var(--sp-md); }
.wallet-address { font-family: monospace; font-size: 14px; word-break: break-all; color: var(--swiss-text-light); }
.wallet-balance { font-size: 20px; font-weight: 700; color: var(--swiss-primary); margin: var(--sp-sm) 0; }
.wallet-options { display: flex; flex-direction: column; gap: var(--sp-xs); margin-top: var(--sp-md); }
.wallet-close   { position: absolute; top: var(--sp-sm); right: var(--sp-sm); font-size: 22px; padding: 4px 8px; }

/* ── Overlay ──────────────────────────────────────────────── */
.site-overlay {
  position: fixed; inset: 0;
  background: rgba(0,0,0,0.4);
  z-index: 1050;
  -webkit-backdrop-filter: blur(2px);
  backdrop-filter: blur(2px);
  opacity: 0; pointer-events: none;
  transition: opacity var(--transition);
}
.site-overlay.active { opacity: 1; pointer-events: all; }

/* ── Footer ──────────────────────────────────────────────── */
.site-footer { background: var(--swiss-primary); color: var(--swiss-white); }

.footer-main { padding: var(--sp-3xl) 0 var(--sp-2xl); }
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.5fr;
  gap: var(--sp-2xl);
}

.footer-brand .footer-logo { margin-bottom: var(--sp-sm); }
.footer-brand .logo-text { color: var(--pf-white); }
.footer-tagline { font-size: 14px; color: rgba(255,255,255,0.6); margin-bottom: var(--sp-md); }
.footer-badges  { display: flex; gap: 8px; flex-wrap: wrap; margin-bottom: var(--sp-sm); }
.reg-badge {
  font-size: 11px;
  font-weight: 700;
  padding: 4px 8px;
  border: 1px solid rgba(255,255,255,0.2);
  border-radius: var(--radius);
  color: rgba(255,255,255,0.7);
}
.footer-regulated { font-size: 11px; color: rgba(255,255,255,0.4); margin-top: var(--sp-xs); }

.footer-heading {
  font-family: var(--font-sans);
  font-size: 10px;
  font-weight: 600;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: rgba(255,255,255,0.35);
  margin-bottom: var(--sp-sm);
}
.footer-nav-col ul { display: flex; flex-direction: column; gap: 8px; }
.footer-nav-col a {
  font-size: 14px;
  font-weight: 300;
  color: rgba(255,255,255,0.62);
  transition: color var(--transition);
}
.footer-nav-col a:hover { color: var(--pf-white); }

.footer-contact { font-size: 14px; color: rgba(255,255,255,0.7); line-height: 1.8; }
.footer-contact a { color: rgba(255,255,255,0.7); }
.footer-contact a:hover { color: var(--swiss-white); }

.footer-bottom {
  padding: var(--sp-sm) 0;
  border-top: 1px solid rgba(255,255,255,0.1);
}
.footer-bottom-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: var(--sp-md);
  flex-wrap: wrap;
}
.footer-bottom p { font-size: 13px; color: rgba(255,255,255,0.4); }
.footer-lang { display: flex; align-items: center; gap: var(--sp-xs); }
.footer-lang a {
  font-size: 13px;
  font-weight: 600;
  color: rgba(255,255,255,0.4);
  padding: 2px 4px;
}
.footer-lang a[aria-current="true"], .footer-lang a:hover { color: var(--swiss-white); }

/* Bandeau légal fixe */
.legal-banner {
  position: sticky;
  bottom: 0;
  background: rgba(10,31,61,0.97);
  border-top: 2px solid var(--swiss-accent);
  padding: 8px 0;
  font-size: 11px;
  color: rgba(255,255,255,0.65);
  line-height: 1.5;
  z-index: 900;
  -webkit-backdrop-filter: blur(4px);
  backdrop-filter: blur(4px);
}
.legal-banner .container { display: flex; align-items: flex-start; gap: 8px; }
.legal-icon { flex-shrink: 0; margin-top: 2px; opacity: 0.7; }

/* ── Cookie Banner ───────────────────────────────────────── */
.cookie-banner {
  position: fixed;
  bottom: var(--sp-md);
  left: 50%;
  transform: translateX(-50%);
  width: min(600px, calc(100vw - 2rem));
  background: var(--swiss-white);
  border: 1px solid rgba(226,228,233,0.6);
  border-radius: var(--radius-lg);
  box-shadow: 0 16px 48px rgba(0,0,0,0.15);
  padding: var(--sp-md);
  z-index: 1200;
}
.cookie-banner[hidden] { display: none; }
.cookie-inner { display: flex; align-items: center; gap: var(--sp-md); flex-wrap: wrap; }
.cookie-inner p { font-size: 13px; flex: 1; color: var(--swiss-text-light); }
.cookie-actions { display: flex; gap: var(--sp-xs); flex-shrink: 0; }

/* ── Formulaire multi-étapes ─────────────────────────────── */
.progress-steps {
  display: flex;
  align-items: center;
  margin-bottom: var(--sp-2xl);
}
.progress-step {
  display: flex;
  align-items: center;
  flex: 1;
}
.step-circle {
  width: 36px; height: 36px;
  border-radius: 50%;
  border: 2px solid var(--swiss-border);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 14px;
  color: var(--swiss-text-light);
  background: var(--swiss-white);
  flex-shrink: 0;
}
.step-circle.active { border-color: var(--swiss-accent); color: var(--swiss-accent); }
.step-circle.done   { border-color: var(--color-success); background: var(--color-success); color: var(--swiss-white); }
.step-label { font-size: 12px; color: var(--swiss-text-light); margin-left: 8px; white-space: nowrap; }
.step-label.active { color: var(--swiss-accent); font-weight: 600; }
.step-line  { flex: 1; height: 2px; background: var(--swiss-border); margin: 0 var(--sp-sm); }
.step-line.done { background: var(--color-success); }

/* Form fields */
.form-group { margin-bottom: var(--sp-md); }
.form-label { font-size: 13px; font-weight: 600; display: block; margin-bottom: 6px; }
.form-input, .form-select, .form-textarea {
  width: 100%;
  padding: 11px 16px;
  border: 1.5px solid var(--swiss-border);
  border-radius: var(--radius);
  font-family: inherit;
  font-size: 15px;
  color: var(--swiss-text);
  background: var(--swiss-white);
  transition: border-color var(--transition), box-shadow var(--transition);
  outline: none;
}
.form-input:focus, .form-select:focus, .form-textarea:focus {
  border-color: var(--swiss-primary);
  box-shadow: 0 0 0 4px rgba(10,31,61,0.08);
}
.form-input.error { border-color: var(--color-danger); }
.form-error { font-size: 12px; color: var(--color-danger); margin-top: 4px; }

.form-checkbox {
  display: flex;
  align-items: flex-start;
  gap: var(--sp-sm);
  font-size: 14px;
}
.form-checkbox input[type="checkbox"] { margin-top: 2px; accent-color: var(--swiss-primary); }

/* Upload zone */
.upload-zone {
  border: 2px dashed var(--swiss-border);
  border-radius: var(--radius);
  padding: var(--sp-lg);
  text-align: center;
  cursor: pointer;
  transition: border-color var(--transition), background var(--transition);
}
.upload-zone:hover, .upload-zone.drag { border-color: var(--swiss-primary); background: rgba(10,31,61,0.03); }
.upload-icon { font-size: 32px; margin-bottom: var(--sp-xs); }
.upload-label { font-size: 14px; font-weight: 600; color: var(--swiss-primary); }
.upload-hint  { font-size: 12px; color: var(--swiss-text-light); margin-top: 4px; }

/* ── Dashboard ──────────────────────────────────────────── */
.dashboard-layout {
  display: grid;
  grid-template-columns: 260px 1fr;
  gap: var(--sp-lg);
  min-height: calc(100vh - 80px);
}
.dash-sidebar {
  background: var(--swiss-primary);
  padding: var(--sp-lg);
  color: var(--swiss-white);
}
.dash-sidebar-nav { display: flex; flex-direction: column; gap: 4px; margin-top: var(--sp-lg); }
.dash-nav-link {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 10px 14px;
  font-size: 14px;
  font-weight: 600;
  border-radius: var(--radius);
  color: rgba(255,255,255,0.7);
  transition: background var(--transition), color var(--transition);
}
.dash-nav-link:hover, .dash-nav-link.active {
  background: rgba(255,255,255,0.1);
  color: var(--swiss-white);
}
.dash-content { padding: var(--sp-lg); }

.metric-card {
  background: var(--swiss-white);
  border: 1px solid rgba(226,228,233,0.5);
  border-radius: var(--radius-md);
  padding: var(--sp-md) var(--sp-lg);
  position: relative;
  overflow: hidden;
  box-shadow: 0 2px 14px rgba(0,0,0,0.05);
}
.metric-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
}
.metric-card.positive::before { background: var(--color-success); }
.metric-card.warning::before  { background: var(--color-warning); }
.metric-card.accent::before   { background: var(--swiss-accent); }
.metric-value { font-size: 32px; font-weight: 900; color: var(--swiss-primary); }
.metric-label { font-size: 13px; color: var(--swiss-text-light); margin-top: 4px; }

/* ── Table ───────────────────────────────────────────────── */
.data-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 14px;
}
.data-table th {
  text-align: left;
  padding: 10px 14px;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  color: var(--swiss-text-light);
  border-bottom: 2px solid var(--swiss-border);
}
.data-table td {
  padding: 12px 14px;
  border-bottom: 1px solid var(--swiss-border);
  vertical-align: middle;
}
.data-table tr:last-child td { border-bottom: none; }
.data-table tr:hover td { background: var(--swiss-bg); }

/* Status badges */
.status-badge {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  padding: 3px 10px;
  border-radius: 12px;
  font-size: 12px;
  font-weight: 700;
}
.status-badge.approved { background: rgba(0,135,90,0.1); color: var(--color-success); }
.status-badge.pending  { background: rgba(245,158,11,0.1); color: var(--color-warning); }
.status-badge.rejected { background: rgba(239,68,68,0.1); color: var(--color-danger); }
.status-badge.active   { background: rgba(14,165,233,0.1); color: var(--color-info); }

/* ── Blog ────────────────────────────────────────────────── */

/* Article vedette */
.blog-featured {
  padding: var(--sp-2xl) 0;
  background: var(--pf-bg-warm);
  border-bottom: 1px solid var(--pf-border);
}
.blog-featured-card {
  display: grid;
  grid-template-columns: 280px 1fr;
  gap: var(--sp-2xl);
  align-items: center;
  background: var(--pf-white);
  border-radius: var(--radius-lg);
  padding: var(--sp-2xl);
  box-shadow: 0 4px 32px rgba(12,30,56,0.08);
  border: 1px solid var(--pf-border-light);
}
.blog-featured-visual {
  display: flex;
  align-items: center;
  justify-content: center;
}
.blog-featured-icon {
  position: relative;
  width: 140px;
  height: 140px;
  display: flex;
  align-items: center;
  justify-content: center;
}
.blog-feat-emoji {
  font-size: 52px;
  line-height: 1;
  position: relative;
  z-index: 1;
}
.blog-feat-ring {
  position: absolute;
  inset: 0;
}
.blog-featured-title {
  font-family: var(--font-serif);
  font-size: clamp(22px, 2.5vw, 30px);
  font-weight: 600;
  color: var(--pf-navy);
  margin: var(--sp-xs) 0 var(--sp-sm);
  line-height: 1.3;
}
.blog-excerpt {
  font-size: 15px;
  color: var(--pf-text-light);
  line-height: 1.75;
  font-weight: 300;
  margin-bottom: var(--sp-md);
}

/* Grille articles */
.blog-grid-section { padding: var(--sp-2xl) 0; }
.blog-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: var(--sp-md); }

.blog-card {
  background: var(--pf-white);
  border: 1px solid var(--pf-border-light);
  border-radius: var(--radius-md);
  overflow: hidden;
  transition: box-shadow var(--transition), transform var(--transition);
  box-shadow: 0 2px 12px rgba(12,30,56,0.04);
  display: flex;
  flex-direction: column;
}
.blog-card:hover { box-shadow: 0 12px 40px rgba(12,30,56,0.11); transform: translateY(-4px); }

.blog-card-header {
  padding: var(--sp-md) var(--sp-md) 0;
}
.blog-card-visual {
  width: 56px;
  height: 56px;
  border-radius: var(--radius);
  border: 1.5px solid currentColor;
  display: flex;
  align-items: center;
  justify-content: center;
  background: rgba(0,0,0,0.02);
}
.blog-card-emoji { font-size: 26px; line-height: 1; }
.blog-card-body  { padding: var(--sp-sm) var(--sp-md); flex: 1; }
.blog-card-footer {
  padding: var(--sp-sm) var(--sp-md) var(--sp-md);
  border-top: 1px solid var(--pf-border-light);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--sp-sm);
  margin-top: auto;
}
.blog-card-title { font-family: var(--font-serif); font-size: 17px; font-weight: 500; color: var(--pf-navy); margin-bottom: var(--sp-xs); line-height: 1.4; }
.blog-cat  { font-size: 10px; font-weight: 600; letter-spacing: 2px; text-transform: uppercase; margin-bottom: var(--sp-xs); }
.blog-meta { font-size: 12px; color: var(--pf-text-muted); display: flex; gap: 6px; align-items: center; font-weight: 300; }
.blog-author { font-weight: 500; color: var(--pf-text-light); }
.blog-separator { color: var(--pf-border); }
.blog-read-link {
  font-size: 13px;
  font-weight: 500;
  color: var(--pf-red);
  white-space: nowrap;
  transition: color var(--transition);
}
.blog-read-link:hover { color: var(--pf-navy); }

/* Filtres catégories */
.blog-filters { padding: var(--sp-md) 0; background: var(--pf-white); border-bottom: 1px solid var(--pf-border-light); position: sticky; top: 70px; z-index: 10; }
.filter-tabs  { display: flex; gap: var(--sp-xs); flex-wrap: wrap; }
.filter-tab {
  padding: 7px 16px;
  font-family: var(--font-sans);
  font-size: 13px;
  font-weight: 400;
  color: var(--pf-text-light);
  background: transparent;
  border: 1px solid var(--pf-border);
  border-radius: 100px;
  cursor: pointer;
  transition: all var(--transition);
  white-space: nowrap;
}
.filter-tab:hover  { border-color: var(--pf-navy); color: var(--pf-navy); }
.filter-tab.active { background: var(--pf-navy); color: var(--pf-white); border-color: var(--pf-navy); font-weight: 500; }

/* ── Utility ─────────────────────────────────────────────── */
.visually-hidden {
  position: absolute;
  width: 1px; height: 1px;
  padding: 0; margin: -1px;
  overflow: hidden;
  clip: rect(0,0,0,0);
  white-space: nowrap;
  border: 0;
}
.mt-auto { margin-top: auto; }
.gap-sm  { gap: var(--sp-sm); }
.gap-md  { gap: var(--sp-md); }
.d-flex  { display: flex; }
.align-center { align-items: center; }

/* Focus visible (accessibilité) */
:focus-visible {
  outline: 3px solid var(--swiss-accent);
  outline-offset: 2px;
  border-radius: 2px;
}

/* Hamburger mobile */
.nav-hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
  border-radius: var(--radius);
}
.nav-hamburger span {
  display: block;
  width: 24px; height: 2px;
  background: var(--swiss-primary);
  border-radius: 2px;
  transition: all var(--transition);
}

/* ══════════════════════════════════════════════════════════
   ALIASES & CLASSES COMPLÉMENTAIRES
   Correspondances entre les classes utilisées dans les pages
   et le système de design Swiss DeFi
   ══════════════════════════════════════════════════════════ */

/* ── Hero aliases ─────────────────────────────────────────── */
.hero-section {
  background: var(--swiss-primary);
  color: var(--swiss-white);
  padding: var(--sp-3xl) 0 var(--sp-2xl);
  position: relative;
  overflow: hidden;
  min-height: 85vh;
  display: flex;
  align-items: center;
}

.hero-cta-group {
  display: flex;
  gap: var(--sp-sm);
  flex-wrap: wrap;
  margin-bottom: var(--sp-xl);
}

/* Stats compteurs hero */
.hero-stat-num {
  font-size: 36px;
  font-weight: 900;
  color: var(--swiss-white);
  letter-spacing: -1px;
  display: block;
}
.hero-stat-unit {
  font-size: 22px;
  font-weight: 700;
  color: rgba(255,255,255,0.75);
}
.hero-stat-lbl {
  font-size: 13px;
  color: rgba(255,255,255,0.6);
  font-weight: 500;
  display: block;
}

/* Page hero (pages internes) */
.page-hero {
  background: linear-gradient(150deg, #0e2545 0%, var(--pf-navy) 60%, var(--pf-navy-deep) 100%);
  color: var(--pf-white);
  padding: var(--sp-3xl) 0 var(--sp-xl);
  min-height: 260px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  text-align: center;
}
.page-hero h1, .page-hero-title {
  font-family: var(--font-serif);
  color: var(--pf-white);
  font-weight: 600;
}
.page-hero-content { position: relative; z-index: 1; flex: 1; display: flex; flex-direction: column; align-items: center; justify-content: center; }
.page-hero-label {
  font-family: var(--font-sans);
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 2.5px;
  text-transform: uppercase;
  color: var(--pf-gold-light);
  margin-bottom: var(--sp-sm);
  display: block;
  opacity: 0.9;
}
.page-hero-title { color: var(--swiss-white); margin-bottom: var(--sp-md); }
.page-hero-sub {
  font-family: var(--font-sans);
  font-size: 17px;
  color: rgba(255,255,255,0.68);
  max-width: 580px;
  margin: var(--sp-sm) auto 0;
  line-height: 1.7;
  font-weight: 300;
}
.page-hero-line {
  height: 4px;
  background: var(--swiss-accent);
  width: 100%;
}

/* ── Section utilities ────────────────────────────────────── */
.section-subtitle {
  font-family: var(--font-sans);
  font-size: 17px;
  color: var(--pf-text-light);
  line-height: 1.75;
  margin-top: var(--sp-sm);
  max-width: 600px;
  font-weight: 300;
}
.section-header.centered .section-subtitle { margin-inline: auto; }

.section-rule {
  width: 48px;
  height: 4px;
  background: var(--swiss-accent);
  border-radius: 2px;
  margin: var(--sp-sm) 0 var(--sp-md);
}
.section-header.centered .section-rule { margin-inline: auto; }

/* ── Simulateur (alias & compléments) ─────────────────────── */
.simulator-card {
  background: var(--swiss-white);
  border: 1px solid rgba(226,228,233,0.5);
  border-radius: var(--radius-md);
  padding: var(--sp-xl);
  box-shadow: 0 8px 40px rgba(0,0,0,0.09);
}

.sim-toggle-group {
  display: flex;
  background: var(--swiss-bg);
  border-radius: var(--radius);
  padding: 4px;
  margin-bottom: var(--sp-lg);
  gap: 0;
}
.sim-toggle-group .sim-toggle {
  flex: 1;
  padding: 8px 16px;
  font-size: 14px;
  font-weight: 600;
  border-radius: var(--radius-sm);
  border: none;
  background: transparent;
  cursor: pointer;
  transition: all var(--transition);
  color: var(--swiss-text-light);
}
.sim-toggle-group .sim-toggle[aria-selected="true"],
.sim-toggle-group .sim-toggle.active {
  background: var(--swiss-white);
  color: var(--swiss-primary);
  box-shadow: 0 1px 3px rgba(0,0,0,0.1);
}

.sim-form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-lg);
  align-items: start;
}
@media (max-width: 767px) {
  .sim-form-grid { grid-template-columns: 1fr; }
}

.sim-controls { display: flex; flex-direction: column; gap: var(--sp-md); }

.sim-field { display: flex; flex-direction: column; }
.sim-field label {
  font-size: 13px;
  font-weight: 600;
  color: var(--swiss-text);
  margin-bottom: var(--sp-xs);
  display: flex;
  justify-content: space-between;
}

.sim-range-wrap {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.range-output {
  font-size: 22px;
  font-weight: 800;
  color: var(--swiss-primary);
  letter-spacing: -0.5px;
  align-self: flex-end;
}

.sim-crypto-fields {
  display: flex;
  flex-direction: column;
  gap: var(--sp-sm);
  margin-top: var(--sp-md);
  padding-top: var(--sp-md);
  border-top: 1px solid var(--swiss-border);
}

/* Carte résultat principal (mensualité) */
.sim-result-card {
  background: var(--swiss-primary);
  color: var(--swiss-white);
  border-radius: var(--radius);
  padding: var(--sp-md);
  text-align: center;
  margin-bottom: var(--sp-sm);
}
.sim-result-amount {
  font-size: 40px;
  font-weight: 900;
  letter-spacing: -1.5px;
  display: block;
  color: var(--swiss-white);
}
.sim-result-card .sim-result-label {
  font-size: 12px;
  color: rgba(255,255,255,0.7);
  margin-top: 4px;
}

/* Ligne de 2 résultats secondaires */
.sim-result-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-sm);
  margin-top: var(--sp-sm);
}
.sim-result-row .sim-result-item {
  background: var(--swiss-bg);
  border-radius: var(--radius);
  padding: var(--sp-sm);
  text-align: center;
}

/* ── Product card aliases ─────────────────────────────────── */
.product-card-icon {
  width: 48px; height: 55px;
  clip-path: polygon(50% 0%, 100% 25%, 100% 75%, 50% 100%, 0% 75%, 0% 25%);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  margin-bottom: var(--sp-xs);
}
.product-card-title { font-family: var(--font-serif); font-size: 19px; font-weight: 500; color: var(--pf-navy); }
.product-card-rate {
  font-family: var(--font-sans);
  font-size: 26px;
  font-weight: 600;
  color: var(--pf-red);
  letter-spacing: -0.5px;
  margin: 4px 0;
  font-variant-numeric: tabular-nums;
}
.product-card-desc { font-size: 14px; color: var(--pf-text-light); line-height: 1.7; font-weight: 300; }
.rate-label { font-size: 12px; color: var(--pf-text-muted); font-weight: 300; }

/* ── About page ──────────────────────────────────────────── */
.about-split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-2xl);
  align-items: center;
}
@media (max-width: 767px) { .about-split { grid-template-columns: 1fr; } }

.about-split-text { display: flex; flex-direction: column; gap: var(--sp-md); }

.about-split-visual {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-md);
}
.about-visual-block {
  background: linear-gradient(145deg, #f8f9fb, var(--swiss-bg));
  border: 1px solid rgba(226,228,233,0.7);
  border-radius: var(--radius-md);
  padding: var(--sp-lg);
  text-align: center;
  box-shadow: 0 2px 12px rgba(0,0,0,0.04);
}
.about-stat-big {
  font-family: var(--font-sans);
  font-size: 44px;
  font-weight: 600;
  color: var(--pf-navy);
  letter-spacing: -1.5px;
  line-height: 1;
  font-variant-numeric: tabular-nums;
}
.about-stat-unit { font-size: 26px; color: var(--pf-red); font-weight: 600; }
.about-stat-lbl  { font-size: 12px; color: var(--pf-text-muted); margin-top: 6px; font-weight: 300; letter-spacing: 0.3px; }

/* Values grid */
.values-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--sp-md);
}
@media (max-width: 991px) { .values-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 575px)  { .values-grid { grid-template-columns: 1fr; } }

.value-card {
  padding: var(--sp-lg);
  background: var(--swiss-white);
  border: 1px solid rgba(226,228,233,0.6);
  border-radius: var(--radius-md);
  position: relative;
  padding-left: calc(var(--sp-lg) + 4px);
  box-shadow: 0 2px 10px rgba(0,0,0,0.04);
  transition: box-shadow var(--transition), transform var(--transition);
}
.value-card:hover {
  box-shadow: 0 8px 28px rgba(0,0,0,0.09);
  transform: translateY(-3px);
}
.pillar-accent {
  position: absolute;
  left: 0; top: 0; bottom: 0;
  width: 4px;
  background: var(--swiss-accent);
  border-radius: 2px 0 0 2px;
}
.value-icon { font-size: 28px; margin-bottom: var(--sp-sm); }

/* Team grid */
.team-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--sp-md);
}
@media (max-width: 991px) { .team-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 575px)  { .team-grid { grid-template-columns: 1fr; } }

.team-card {
  background: var(--swiss-white);
  border: 1px solid rgba(226,228,233,0.6);
  border-radius: var(--radius-md);
  padding: var(--sp-lg);
  text-align: center;
  transition: box-shadow var(--transition), transform var(--transition);
  box-shadow: 0 2px 10px rgba(0,0,0,0.04);
}
.team-card:hover { box-shadow: 0 10px 32px rgba(0,0,0,0.1); transform: translateY(-4px); }
.team-avatar {
  width: 72px; height: 72px;
  border-radius: 50%;
  margin: 0 auto var(--sp-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 28px;
  font-weight: 900;
  color: var(--swiss-white);
}
.team-name { font-family: var(--font-serif); font-size: 17px; font-weight: 500; color: var(--pf-navy); margin-bottom: 4px; }
.team-role { font-size: 12px; color: var(--pf-red); font-weight: 600; letter-spacing: 0.5px; margin-bottom: 4px; }
.team-loc  { font-size: 12px; color: var(--pf-text-muted); font-weight: 300; }

/* ── Compliance page ─────────────────────────────────────── */
.compliance-grid {
  display: grid;
  grid-template-columns: 260px 1fr;
  gap: var(--sp-2xl);
  align-items: start;
}
@media (max-width: 991px) { .compliance-grid { grid-template-columns: 1fr; } }

/* Compliance overview (about page) */
.compliance-overview-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--sp-md);
}
@media (max-width: 991px) { .compliance-overview-grid { grid-template-columns: repeat(2, 1fr); } }

.comp-overview-item {
  background: linear-gradient(145deg, #f8f9fb, var(--swiss-bg));
  border: 1px solid rgba(226,228,233,0.7);
  border-radius: var(--radius-md);
  padding: var(--sp-lg);
  text-align: center;
  box-shadow: 0 2px 10px rgba(0,0,0,0.04);
}

.about-compliance-cta {
  text-align: center;
  margin-top: var(--sp-xl);
}

/* ── FAQ / Details element ───────────────────────────────── */
.faq-item {
  border: 1px solid var(--swiss-border);
  border-radius: var(--radius);
  overflow: hidden;
  margin-bottom: var(--sp-xs);
}
.faq-item summary {
  padding: var(--sp-md) var(--sp-lg);
  font-weight: 600;
  font-size: 15px;
  color: var(--swiss-primary);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  list-style: none;
  -webkit-user-select: none;
  user-select: none;
  background: var(--swiss-white);
  transition: background var(--transition);
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after {
  content: '+';
  font-size: 20px;
  font-weight: 400;
  color: var(--swiss-text-light);
  transition: transform var(--transition);
  flex-shrink: 0;
}
.faq-item[open] summary::after { transform: rotate(45deg); }
.faq-item summary:hover { background: var(--swiss-bg); }
.faq-item > div,
.faq-item > p {
  padding: 0 var(--sp-lg) var(--sp-md);
  font-size: 14px;
  color: var(--swiss-text-light);
  line-height: 1.7;
  background: var(--swiss-white);
}

/* ── Blog filter tabs ────────────────────────────────────── */
.blog-filter {
  display: flex;
  gap: var(--sp-xs);
  flex-wrap: wrap;
  margin-bottom: var(--sp-xl);
}
.filter-tab {
  padding: 6px 16px;
  border-radius: 20px;
  font-size: 13px;
  font-weight: 600;
  border: 1.5px solid var(--swiss-border);
  background: transparent;
  cursor: pointer;
  color: var(--swiss-text-light);
  transition: all var(--transition);
}
.filter-tab:hover, .filter-tab.active {
  background: var(--swiss-primary);
  border-color: var(--swiss-primary);
  color: var(--swiss-white);
}

/* Featured article */
.featured-article {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0;
  background: var(--swiss-white);
  border: 1px solid var(--swiss-border);
  border-radius: var(--radius-md);
  overflow: hidden;
  margin-bottom: var(--sp-xl);
  transition: box-shadow var(--transition);
}
.featured-article:hover { box-shadow: 0 4px 24px rgba(0,0,0,0.08); }
@media (max-width: 767px) { .featured-article { grid-template-columns: 1fr; } }

/* ── JS simulator.js DOM ids ─────────────────────────────── */
/* Classes utilisées dans simulator.js via Chart.js */
.chart-container {
  position: relative;
  height: 300px;
  width: 100%;
  margin: var(--sp-lg) 0;
}

/* ── Simulator.js col-ltv & crypto panel ─────────────────── */
.crypto-panel {
  background: var(--swiss-bg);
  border: 1px solid var(--swiss-border);
  border-radius: var(--radius);
  padding: var(--sp-md);
  margin-top: var(--sp-md);
}
.crypto-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 6px 0;
  font-size: 14px;
  border-bottom: 1px solid var(--swiss-border);
}
.crypto-row:last-child { border-bottom: none; }
.crypto-sym { font-weight: 700; color: var(--swiss-primary); }
.crypto-val { color: var(--swiss-text-light); }

/* ── Wallet status (web3-connect.js) ─────────────────────── */
.wallet-status {
  font-size: 13px;
  padding: 6px 12px;
  border-radius: var(--radius);
  margin-top: var(--sp-xs);
}
.wallet-status--success { background: rgba(0,135,90,0.1); color: var(--color-success); }
.wallet-status--error   { background: rgba(239,68,68,0.1); color: var(--color-danger); }
.wallet-status--warning { background: rgba(245,158,11,0.1); color: var(--color-warning); }
.wallet-status--info    { background: rgba(14,165,233,0.1); color: var(--color-info); }

/* ── KYC form (kyc-flow.js) ──────────────────────────────── */
.step-panel { animation: fadeIn 200ms ease; }
@keyframes fadeIn { from { opacity: 0; transform: translateY(8px); } to { opacity: 1; transform: none; } }

.is-invalid {
  border-color: var(--color-danger) !important;
  box-shadow: 0 0 0 3px rgba(239,68,68,0.12) !important;
}
.field-error {
  font-size: 12px;
  color: var(--color-danger);
  margin-top: 4px;
  display: block;
}

.form-success {
  background: rgba(0,135,90,0.08);
  border: 1px solid rgba(0,135,90,0.3);
  border-radius: var(--radius-md);
  padding: var(--sp-xl);
  text-align: center;
}
.form-success h3 { color: var(--color-success); margin-bottom: var(--sp-sm); }

/* ── Newsletter banner ───────────────────────────────────── */
.newsletter-band {
  background: var(--swiss-primary);
  color: var(--swiss-white);
  padding: var(--sp-2xl) 0;
}
.newsletter-form {
  display: flex;
  gap: var(--sp-sm);
  max-width: 480px;
  margin: 0 auto;
}
.newsletter-form input {
  flex: 1;
  padding: 12px 16px;
  border: none;
  border-radius: var(--radius);
  font-size: 15px;
}
.newsletter-form input:focus { outline: 2px solid var(--swiss-gold); }

/* ── Grid 12-col utility ─────────────────────────────────── */
.grid-12 {
  display: grid;
  grid-template-columns: repeat(12, 1fr);
  gap: var(--col-gap);
}
.col-3  { grid-column: span 3; }
.col-4  { grid-column: span 4; }
.col-6  { grid-column: span 6; }
.col-8  { grid-column: span 8; }
.col-12 { grid-column: span 12; }

/* ── Simulator page layout ───────────────────────────────── */
.sim-page-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-2xl);
  align-items: start;
}
@media (max-width: 991px) { .sim-page-grid { grid-template-columns: 1fr; } }

/* Amortization table */
.amort-table-wrap { overflow-x: auto; margin-top: var(--sp-lg); }
.amort-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 13px;
}
.amort-table th {
  padding: 8px 12px;
  text-align: right;
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .5px;
  color: var(--swiss-text-light);
  border-bottom: 2px solid var(--swiss-border);
  background: var(--swiss-bg);
}
.amort-table th:first-child { text-align: center; }
.amort-table td {
  padding: 6px 12px;
  text-align: right;
  border-bottom: 1px solid var(--swiss-border);
}
.amort-table td:first-child { text-align: center; font-weight: 700; }
.amort-table tbody tr:nth-child(even) { background: var(--swiss-bg); }

/* ══════════════════════════════════════════════════════════════════════
   UTILITIES
══════════════════════════════════════════════════════════════════════ */
.sr-only {
  position: absolute;
  width: 1px; height: 1px;
  padding: 0; margin: -1px;
  overflow: hidden;
  clip: rect(0,0,0,0);
  white-space: nowrap;
  border-width: 0;
}
.text-center { text-align: center; }
.text-light  { color: var(--swiss-text-light); }
.text-muted  { color: var(--swiss-text-light); }

.spinner {
  display: inline-block;
  width: 16px; height: 16px;
  border: 2px solid var(--swiss-border);
  border-top-color: var(--swiss-accent);
  border-radius: 50%;
  animation: spin .6s linear infinite;
  vertical-align: middle;
}
@keyframes spin { to { transform: rotate(360deg); } }

.section-cta-center { text-align: center; margin-top: var(--sp-2xl); }

/* ══════════════════════════════════════════════════════════════════════
   PAGE HERO — MODIFIER DARK
══════════════════════════════════════════════════════════════════════ */
.page-hero--dark {
  background: var(--swiss-primary);
}
.page-hero--dark h1 { color: var(--swiss-white); }
.page-hero--dark .page-hero-label,
.page-hero--dark .page-hero-sub { color: rgba(255,255,255,.75); }

/* ══════════════════════════════════════════════════════════════════════
   SIMULATOR PAGE  (simulator.php)
══════════════════════════════════════════════════════════════════════ */
.simulator-full-section {
  padding: var(--sp-2xl) 0 var(--sp-3xl);
  background: var(--swiss-bg);
}
.simulator-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-xl);
  align-items: start;
}
@media (max-width: 991px) { .simulator-layout { grid-template-columns: 1fr; } }

/* Panels */
.sim-panel {
  background: var(--swiss-white);
  border: 1px solid rgba(226,228,233,0.5);
  border-radius: var(--radius-md);
  padding: var(--sp-xl);
  box-shadow: 0 4px 24px rgba(0,0,0,0.06);
}

/* Fieldset reset */
.sim-section {
  border: none;
  padding: 0;
  margin: 0 0 var(--sp-lg);
  min-width: 0;
}
.sim-section-title {
  display: block;
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: var(--swiss-text-light);
  margin-bottom: var(--sp-md);
  padding-bottom: var(--sp-xs);
  border-bottom: 1px solid var(--swiss-border);
}

/* Loan type selection */
.sim-type-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-sm);
}
.sim-type-option {
  display: flex;
  align-items: flex-start;
  gap: var(--sp-xs);
  padding: var(--sp-sm) var(--sp-md);
  border: 1.5px solid var(--swiss-border);
  border-radius: var(--radius);
  cursor: pointer;
  transition: border-color var(--transition), background var(--transition);
}
.sim-type-option:has(input:checked) {
  border-color: var(--swiss-primary);
  background: rgba(10,31,61,.05);
}
.sim-type-option input[type="radio"] {
  margin-top: 3px;
  accent-color: var(--swiss-primary);
  flex-shrink: 0;
}
.sim-type-label {
  display: flex;
  flex-direction: column;
  gap: 2px;
}
.sim-type-label strong { font-size: 14px; color: var(--swiss-text); }
.sim-type-label small  { font-size: 11px; color: var(--swiss-text-light); }

/* Field header (label + output side-by-side) */
.sim-field-header {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  margin-bottom: 6px;
}
.sim-field-header label {
  font-size: 14px;
  font-weight: 600;
  color: var(--swiss-text);
  margin: 0;
}
.sim-panel .range-output {
  font-size: 14px;
  font-weight: 700;
  color: var(--swiss-primary);
  letter-spacing: 0;
  align-self: auto;
}

/* Range limits */
.range-limits {
  display: flex;
  justify-content: space-between;
  font-size: 11px;
  color: var(--swiss-text-light);
  margin-top: 4px;
}

/* APR manual input */
.apr-manual-wrap {
  display: flex;
  align-items: center;
  gap: var(--sp-xs);
  margin-top: 6px;
}
.apr-manual-wrap input[type="number"] {
  width: 110px;
  padding: 8px 12px;
  border: 1.5px solid var(--swiss-border);
  border-radius: var(--radius);
  font-size: 15px;
  font-weight: 700;
  color: var(--swiss-primary);
}
.apr-manual-wrap input[type="number"]:focus { outline: 2px solid var(--swiss-primary); border-color: transparent; }
.apr-manual-wrap span { font-weight: 700; color: var(--swiss-text-light); }

/* Actions row */
.sim-actions {
  display: flex;
  gap: var(--sp-sm);
  flex-wrap: wrap;
  margin-top: var(--sp-lg);
  padding-top: var(--sp-lg);
  border-top: 1px solid var(--swiss-border);
}

/* Crypto price box */
.sim-crypto-price {
  background: var(--swiss-bg);
  border: 1px solid var(--swiss-border);
  border-radius: var(--radius);
  padding: var(--sp-md);
  margin-top: var(--sp-md);
  font-size: 13px;
}
.price-loading {
  display: flex;
  align-items: center;
  gap: var(--sp-sm);
  color: var(--swiss-text-light);
  font-size: 13px;
}

/* Results panel */
.sim-results-summary { margin-bottom: var(--sp-lg); }

.sim-result-main {
  background: var(--swiss-primary);
  color: var(--swiss-white);
  border-radius: var(--radius);
  padding: var(--sp-lg);
  text-align: center;
  margin-bottom: var(--sp-sm);
}
.sim-result-main .sim-result-label {
  display: block;
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: rgba(255,255,255,.7);
  margin-bottom: var(--sp-xs);
}

.sim-result-main .rate-display {
  font-size: 40px;
  font-weight: 900;
  line-height: 1;
  color: var(--swiss-white);
  letter-spacing: -1px;
}

.sim-results-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--sp-xs);
  margin-top: var(--sp-sm);
}
.sim-results-row .sim-result-item {
  background: var(--swiss-bg);
  border: 1px solid var(--swiss-border);
  border-radius: var(--radius);
  padding: var(--sp-sm);
  text-align: center;
}
.sim-results-row .sim-result-item .sim-result-label {
  display: block;
  font-size: 10px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .5px;
  color: var(--swiss-text-light);
  margin-bottom: 4px;
}
.sim-results-row .sim-result-item strong {
  font-size: 13px;
  font-weight: 700;
  color: var(--swiss-primary);
}

.sim-disclaimer {
  font-size: 11px;
  color: var(--swiss-text-light);
  margin-top: var(--sp-md);
  padding-top: var(--sp-sm);
  border-top: 1px solid var(--swiss-border);
  line-height: 1.5;
}

/* Chart */
.sim-chart-wrap {
  position: relative;
  height: 260px;
  margin-bottom: var(--sp-lg);
}
.sim-chart-wrap canvas {
  width: 100% !important;
  height: 100% !important;
}

/* Amortization table section */
.sim-table-wrap {
  border-top: 1px solid var(--swiss-border);
  padding-top: var(--sp-lg);
}
.sim-table-title {
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .5px;
  color: var(--swiss-text-light);
  margin-bottom: var(--sp-md);
}

/* ══════════════════════════════════════════════════════════════════════
   COMPLIANCE PAGE  (compliance.php)
══════════════════════════════════════════════════════════════════════ */
/* Regulatory badges strip */
.reg-badges-section {
  padding: var(--sp-2xl) 0;
  background: var(--swiss-bg);
  border-bottom: 1px solid var(--swiss-border);
}
.reg-badges-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--sp-lg);
}
@media (max-width: 767px) { .reg-badges-grid { grid-template-columns: 1fr; } }

.reg-badge-card {
  background: var(--swiss-white);
  border: 1px solid var(--swiss-border);
  border-radius: var(--radius-md);
  padding: var(--sp-xl);
  text-align: center;
  transition: box-shadow var(--transition);
}
.reg-badge-card:hover { box-shadow: 0 4px 16px rgba(0,0,0,.08); }
.reg-badge-icon { margin-bottom: var(--sp-md); }
.reg-badge-card h3 {
  font-size: 18px;
  font-weight: 700;
  color: var(--swiss-primary);
  margin-bottom: var(--sp-xs);
}
.reg-badge-card p {
  font-size: 13px;
  color: var(--swiss-text-light);
  line-height: 1.5;
  margin-bottom: var(--sp-sm);
}
.reg-badge-number {
  display: inline-block;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: .5px;
  color: var(--swiss-accent);
  border: 1px solid rgba(213,43,30,.3);
  border-radius: var(--radius);
  padding: 4px 10px;
}

/* Content layout */
.compliance-content {
  padding: var(--sp-2xl) 0 var(--sp-3xl);
}

/* Sidebar nav */
.compliance-nav {
  position: sticky;
  top: 80px;
}
.compliance-nav ul {
  list-style: none;
  padding: 0;
  margin: 0;
  border: 1px solid var(--swiss-border);
  border-radius: var(--radius-md);
  overflow: hidden;
}
.comp-nav-link {
  display: block;
  padding: 12px 16px;
  font-size: 14px;
  font-weight: 600;
  color: var(--swiss-text-light);
  text-decoration: none;
  border-left: 3px solid transparent;
  border-bottom: 1px solid var(--swiss-border);
  transition: all var(--transition);
}
.compliance-nav li:last-child .comp-nav-link { border-bottom: none; }
.comp-nav-link:hover,
.comp-nav-link.active {
  background: var(--swiss-bg);
  color: var(--swiss-primary);
  border-left-color: var(--swiss-accent);
}

/* Main area */
.compliance-main { min-width: 0; }

.compliance-article {
  margin-bottom: var(--sp-2xl);
  padding-bottom: var(--sp-2xl);
  border-bottom: 1px solid var(--swiss-border);
}
.compliance-article:last-child { border-bottom: none; }
.compliance-article h2 {
  font-size: 22px;
  font-weight: 700;
  color: var(--swiss-primary);
  margin-bottom: var(--sp-xs);
  line-height: 1.3;
}
.compliance-article h3 {
  font-size: 17px;
  font-weight: 700;
  color: var(--swiss-primary);
  margin: var(--sp-lg) 0 var(--sp-sm);
}

.article-rule {
  width: 40px;
  height: 3px;
  background: var(--swiss-accent);
  border-radius: 2px;
  margin: var(--sp-sm) 0 var(--sp-md);
}

.compliance-list {
  padding-left: var(--sp-lg);
  margin: var(--sp-sm) 0 var(--sp-md);
}
.compliance-list li {
  padding: var(--sp-xs) 0;
  font-size: 15px;
  line-height: 1.6;
  color: var(--swiss-text);
  border-bottom: 1px solid var(--swiss-border);
}
.compliance-list li:last-child { border-bottom: none; }

.compliance-example-box {
  background: var(--swiss-bg);
  border: 1px solid var(--swiss-border);
  border-left: 3px solid var(--swiss-accent);
  border-radius: var(--radius);
  padding: var(--sp-lg);
  margin: var(--sp-md) 0;
  font-size: 14px;
  line-height: 1.7;
}

/* ══════════════════════════════════════════════════════════════════════
   PRODUCTS PAGE  (products.php)
══════════════════════════════════════════════════════════════════════ */
.products-filters {
  padding: var(--sp-md) 0;
  background: var(--swiss-white);
  border-bottom: 1px solid var(--swiss-border);
  position: sticky;
  top: 64px;
  z-index: 10;
}
.filter-tabs {
  display: flex;
  flex-wrap: wrap;
  gap: var(--sp-xs);
}

.products-main {
  padding: var(--sp-2xl) 0 var(--sp-3xl);
  background: var(--swiss-bg);
}

.products-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--sp-lg);
}
.products-grid--large { grid-template-columns: repeat(2, 1fr); }
@media (max-width: 991px) {
  .products-grid,
  .products-grid--large { grid-template-columns: 1fr; }
}

/* Detailed card variant */
.product-card--detailed {
  background: var(--swiss-white);
  border: 1px solid var(--swiss-border);
  border-radius: var(--radius-md);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  transition: box-shadow var(--transition), transform var(--transition);
}
.product-card--detailed:hover {
  box-shadow: 0 8px 32px rgba(0,0,0,.10);
  transform: translateY(-2px);
}

.product-card-header {
  padding: var(--sp-lg) var(--sp-xl);
  background: var(--swiss-bg);
  border-bottom: 2px solid var(--swiss-border);
  display: flex;
  align-items: center;
  gap: var(--sp-md);
}

.product-card-icon-lg {
  font-size: 28px;
  width: 52px; height: 52px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--swiss-white);
  border: 1px solid var(--swiss-border);
  border-radius: 50%;
  flex-shrink: 0;
}

.product-card-title {
  font-size: 17px;
  font-weight: 700;
  color: var(--swiss-primary);
  margin: 0 0 4px;
}
.product-card-rate-badge {
  display: inline-block;
  font-size: 13px;
  font-weight: 700;
  color: var(--swiss-accent);
}

.product-card-body {
  flex: 1;
  padding: var(--sp-lg) var(--sp-xl);
}
.product-card-body .product-card-desc {
  font-size: 14px;
  color: var(--swiss-text-light);
  line-height: 1.6;
  margin-bottom: var(--sp-md);
}

.product-card-specs-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-sm);
  margin-bottom: var(--sp-md);
}
.spec-item {
  background: var(--swiss-bg);
  border-radius: var(--radius);
  padding: var(--sp-sm) var(--sp-md);
}
.spec-label {
  display: block;
  font-size: 10px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .5px;
  color: var(--swiss-text-light);
  margin-bottom: 2px;
}
.spec-value {
  display: block;
  font-size: 13px;
  font-weight: 700;
  color: var(--swiss-primary);
}

.product-features {
  list-style: none;
  padding: 0;
  margin: 0;
}
.product-features li {
  display: flex;
  align-items: center;
  gap: var(--sp-xs);
  padding: 6px 0;
  font-size: 14px;
  color: var(--swiss-text);
  border-bottom: 1px solid var(--swiss-border);
}
.product-features li:last-child { border-bottom: none; }

.product-card-footer {
  padding: var(--sp-md) var(--sp-xl);
  border-top: 1px solid var(--swiss-border);
  display: flex;
  gap: var(--sp-sm);
  flex-wrap: wrap;
}

/* Comparison table */
.comparison-section {
  padding: var(--sp-2xl) 0 var(--sp-3xl);
}
.comparison-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 14px;
  background: var(--swiss-white);
}
.comparison-table th {
  padding: 12px 16px;
  text-align: left;
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .5px;
  color: var(--swiss-white);
  background: var(--swiss-primary);
}
.comparison-table td {
  padding: 12px 16px;
  border-bottom: 1px solid var(--swiss-border);
}
.comparison-table tbody tr:nth-child(even) { background: var(--swiss-bg); }
.comparison-table tbody tr:hover { background: rgba(10,31,61,.03); }
.table-link {
  color: var(--swiss-primary);
  font-weight: 600;
  text-decoration: none;
}
.table-link:hover { color: var(--swiss-accent); text-decoration: underline; }

/* ══════════════════════════════════════════════════════════════════════
   HOMEPAGE SECTIONS  (index.php)
══════════════════════════════════════════════════════════════════════ */
.simulator-section {
  padding: var(--sp-2xl) 0 var(--sp-3xl);
  background: var(--swiss-bg);
}

/* Right results column of homepage inline sim */
.sim-results {
  background: var(--swiss-primary);
  border-radius: var(--radius-md);
  padding: var(--sp-xl);
  color: var(--swiss-white);
  display: flex;
  flex-direction: column;
  gap: var(--sp-md);
}
.sim-results .sim-result-card {
  background: rgba(255,255,255,.12);
  border-radius: var(--radius);
  padding: var(--sp-lg);
  text-align: center;
  margin-bottom: 0;
}
.sim-results .sim-result-label {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: rgba(255,255,255,.7);
  margin-bottom: var(--sp-xs);
  display: block;
}
.sim-results .rate-display { color: var(--swiss-white); }
.sim-result-value {
  font-size: 40px;
  font-weight: 900;
  line-height: 1;
  color: var(--swiss-white);
  letter-spacing: -1px;
}
.sim-results .sim-result-row { grid-template-columns: 1fr 1fr; }
.sim-results .sim-result-item {
  background: rgba(255,255,255,.1);
  border-radius: var(--radius);
  padding: var(--sp-sm);
  text-align: center;
  border: none;
}
.sim-results .sim-result-item strong { color: var(--swiss-white); font-size: 15px; }
.sim-disclaimer { font-size: 11px; opacity: .65; line-height: 1.5; }
.sim-apply-btn { display: block; text-align: center; }

/* Stats strip (dark bg) */
.stats-section {
  padding: var(--sp-2xl) 0;
  background: var(--swiss-primary);
  color: var(--swiss-white);
}
.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--sp-lg);
  text-align: center;
}
@media (max-width: 767px) { .stats-grid { grid-template-columns: repeat(2, 1fr); } }
.stat-block { display: flex; flex-direction: column; align-items: center; gap: 4px; }
.stat-number {
  font-size: 48px;
  font-weight: 900;
  line-height: 1;
  color: var(--swiss-white);
}
.stat-unit  { font-size: 20px; font-weight: 700; color: rgba(255,255,255,.8); }
.stat-label { font-size: 12px; font-weight: 500; color: rgba(255,255,255,.65); text-transform: uppercase; letter-spacing: .5px; }

/* Pillars */
.pillars-section { padding: var(--sp-2xl) 0 var(--sp-3xl); }
.pillars-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--sp-lg);
}
@media (max-width: 991px) { .pillars-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 575px)  { .pillars-grid { grid-template-columns: 1fr; } }
.pillar-card {
  background: var(--swiss-white);
  border: 1px solid rgba(226,228,233,0.6);
  border-radius: var(--radius-md);
  padding: var(--sp-xl);
  position: relative;
  overflow: hidden;
  box-shadow: 0 2px 10px rgba(0,0,0,0.04);
  transition: box-shadow var(--transition), transform var(--transition);
}
.pillar-card:hover {
  box-shadow: 0 10px 32px rgba(0,0,0,0.1);
  transform: translateY(-3px);
}
.pillar-card .pillar-accent {
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: var(--swiss-accent);
  width: 100%;
}
.pillar-title {
  font-size: 16px;
  font-weight: 700;
  color: var(--swiss-primary);
  margin: var(--sp-md) 0 var(--sp-sm);
}

/* KYC steps */
.kyc-steps-section { padding: var(--sp-2xl) 0 var(--sp-3xl); background: var(--swiss-bg); }
.kyc-steps {
  display: flex;
  gap: var(--sp-xl);
  list-style: none;
  padding: 0;
  margin: 0 0 var(--sp-2xl);
}
@media (max-width: 767px) { .kyc-steps { flex-direction: column; } }
.kyc-step {
  flex: 1;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  position: relative;
}
.kyc-step-num {
  width: 48px; height: 48px;
  border-radius: 50%;
  background: var(--swiss-primary);
  color: var(--swiss-white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
  font-weight: 700;
  margin-bottom: var(--sp-md);
  flex-shrink: 0;
}
.kyc-step-content h3 { font-size: 16px; font-weight: 700; margin-bottom: var(--sp-xs); }
.kyc-step-content p  { font-size: 14px; color: var(--swiss-text-light); }
.kyc-step-arrow {
  position: absolute;
  right: calc(-1 * var(--sp-xl) / 2 - 8px);
  top: 24px;
  width: 24px; height: 2px;
  background: var(--swiss-border);
}

/* Chains */
.chains-section { padding: var(--sp-2xl) 0 var(--sp-3xl); }
.chains-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--sp-md);
  margin-bottom: var(--sp-lg);
}
@media (max-width: 767px) { .chains-grid { grid-template-columns: repeat(2, 1fr); } }
.chain-card {
  background: var(--swiss-white);
  border: 1px solid rgba(226,228,233,0.6);
  border-radius: var(--radius-md);
  padding: var(--sp-lg);
  text-align: center;
  transition: box-shadow var(--transition), transform var(--transition);
  box-shadow: 0 2px 10px rgba(0,0,0,0.04);
}
.chain-card:hover { box-shadow: 0 8px 28px rgba(0,0,0,.1); transform: translateY(-3px); }
.chain-icon { font-size: 28px; margin-bottom: var(--sp-xs); }
.chain-name { font-weight: 700; font-size: 14px; margin-bottom: 2px; }
.chain-sym  { font-size: 12px; font-weight: 600; }
.chains-stable { font-size: 14px; color: var(--swiss-text-light); margin-top: var(--sp-md); }
.chain-tokens  { letter-spacing: 1px; }

/* Testimonials */
.testimonials-section { padding: var(--sp-2xl) 0 var(--sp-3xl); background: var(--swiss-bg); }
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--sp-lg);
}
@media (max-width: 767px) { .testimonials-grid { grid-template-columns: 1fr; } }
.testimonial-card {
  background: var(--swiss-white);
  border: 1px solid rgba(226,228,233,0.6);
  border-radius: var(--radius-md);
  padding: var(--sp-xl);
  margin: 0;
  display: flex;
  flex-direction: column;
  box-shadow: 0 2px 14px rgba(0,0,0,0.05);
  transition: box-shadow var(--transition), transform var(--transition);
}
.testimonial-card:hover {
  box-shadow: 0 10px 36px rgba(0,0,0,0.1);
  transform: translateY(-3px);
}
.testimonial-text {
  font-family: var(--font-serif);
  font-size: 16px;
  line-height: 1.8;
  color: var(--pf-text);
  font-style: italic;
  font-weight: 500;
  flex: 1;
  margin-bottom: var(--sp-md);
}
.testimonial-author { font-weight: 600; font-size: 14px; color: var(--pf-navy); font-style: normal; }
.testimonial-loc    { font-size: 12px; color: var(--pf-text-muted); font-weight: 300; }
.testimonial-type   { font-size: 11px; color: var(--pf-red); font-weight: 600; letter-spacing: 0.5px; }

/* CTA Banner */
.cta-banner {
  padding: var(--sp-2xl) 0;
  background: linear-gradient(135deg, var(--swiss-accent) 0%, #9a1e14 100%);
  color: var(--swiss-white);
}
.cta-banner-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--sp-xl);
  flex-wrap: wrap;
}
.cta-banner h2 { color: var(--swiss-white); font-size: 26px; margin-bottom: 8px; }
.cta-banner p  { opacity: .85; font-size: 15px; }

.btn-accent {
  background: var(--swiss-white);
  color: var(--swiss-accent);
  border: 2px solid transparent;
}
.btn-accent:hover {
  background: transparent;
  color: var(--swiss-white);
  border-color: var(--swiss-white);
}

/* Partners bar */
.partners-section {
  padding: var(--sp-lg) 0;
  background: var(--swiss-bg);
  border-top: 1px solid var(--swiss-border);
}
.partners-inner {
  display: flex;
  align-items: center;
  gap: var(--sp-lg);
  flex-wrap: wrap;
  justify-content: center;
}
.partners-label {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: var(--swiss-text-light);
}
.partners-list  { display: flex; flex-wrap: wrap; gap: var(--sp-xs); }
.partner-badge  {
  padding: 4px 12px;
  border: 1.5px solid var(--swiss-border);
  border-radius: var(--radius);
  font-size: 12px;
  font-weight: 700;
  color: var(--swiss-primary);
  letter-spacing: .3px;
}

/* Products section on homepage */
.products-section { padding: var(--sp-2xl) 0 var(--sp-3xl); }

/* ── Contact / Loan Application Form ─────────────────────── */
.loan-form-section { padding: var(--sp-2xl) 0 var(--sp-3xl); }

/* Multi-step indicator */
.step-indicator {
  display: flex;
  align-items: flex-start;
  justify-content: center;
  gap: 0;
  margin-bottom: var(--sp-2xl);
}
.step-indicator-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
}
.step-indicator-item.active .step-indicator-num {
  background: var(--swiss-accent);
  color: #fff;
  border-color: var(--swiss-accent);
}
.step-indicator-item.done .step-indicator-num {
  background: var(--swiss-primary);
  color: #fff;
  border-color: var(--swiss-primary);
}
.step-indicator-num {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--swiss-bg);
  border: 2px solid var(--swiss-border);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 14px;
  color: var(--swiss-text-light);
  transition: background .2s, color .2s, border-color .2s;
}
.step-indicator-lbl {
  font-size: 11px;
  font-weight: 600;
  color: var(--swiss-text-light);
  white-space: nowrap;
  text-align: center;
  max-width: 72px;
  line-height: 1.3;
}
.step-indicator-line {
  flex: 1;
  height: 2px;
  background: var(--swiss-border);
  min-width: 40px;
  margin-top: 17px;
}

/* Form container */
.loan-form {
  background: var(--swiss-white);
  border: 1px solid rgba(226,228,233,0.6);
  border-radius: var(--radius-lg);
  padding: var(--sp-2xl);
  max-width: 780px;
  margin: 0 auto;
  box-shadow: 0 8px 40px rgba(10,31,61,.09);
}

.loan-form-intro {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin: 0 0 var(--sp-lg);
}

.loan-form-chip {
  display: inline-flex;
  align-items: center;
  padding: 6px 12px;
  border: 1px solid rgba(10,31,61,0.16);
  border-radius: 999px;
  background: linear-gradient(180deg, #ffffff 0%, #f7fafc 100%);
  color: var(--swiss-primary);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: .15px;
}

.loan-form-block {
  border: 1px solid rgba(10,31,61,0.12);
  border-radius: var(--radius-md);
  padding: 18px 18px 10px;
  margin: 0 0 var(--sp-md);
  background: linear-gradient(180deg, rgba(247,250,252,0.66) 0%, #ffffff 100%);
}

.loan-form-block--consents {
  background: #f8fafc;
}

.loan-form-block-title {
  display: inline-block;
  margin: 0 0 12px;
  padding: 0 10px;
  font-size: 13px;
  font-weight: 700;
  color: var(--swiss-primary);
  letter-spacing: 0.25px;
}

.loan-form-submit-row {
  margin-top: var(--sp-lg);
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  align-items: center;
  gap: var(--sp-sm);
  padding-top: var(--sp-md);
  border-top: 1px solid var(--swiss-border);
}

.loan-form-submit-note {
  margin: 0;
  color: var(--swiss-text-light);
  font-size: 12px;
  line-height: 1.4;
}

/* Fieldset step */
.form-step {
  border: none;
  padding: 0;
  margin: 0;
  width: 100%;
}
/* JS controls visibility via the hidden attribute; explicit display:none ensures CSS resets don't break it */
.form-step[hidden] { display: none !important; }

.form-step-title {
  font-family: var(--font-serif);
  font-size: 20px;
  font-weight: 500;
  color: var(--pf-navy);
  display: flex;
  align-items: center;
  gap: var(--sp-sm);
  padding-bottom: var(--sp-md);
  border-bottom: 1px solid var(--pf-border);
  margin-bottom: var(--sp-xl);
}
.step-num {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  background: var(--swiss-primary);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 14px;
  font-weight: 700;
  flex-shrink: 0;
}

/* Form fields */
.form-group { margin-bottom: var(--sp-lg); }
.form-group label:not(.checkbox-label):not(.toggle-label) {
  display: block;
  font-size: 13px;
  font-weight: 500;
  color: var(--pf-text);
  margin-bottom: 6px;
  letter-spacing: 0.1px;
}
.form-group input:not([type="checkbox"]):not([type="file"]),
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 11px 16px;
  border: 1.5px solid var(--swiss-border);
  border-radius: var(--radius);
  font-size: 15px;
  font-family: inherit;
  background: var(--swiss-white);
  color: var(--swiss-text);
  transition: border-color .2s, box-shadow .2s;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--swiss-primary);
  box-shadow: 0 0 0 4px rgba(10,31,61,.07);
}
.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-md);
}
@media (max-width: 600px) { .form-row { grid-template-columns: 1fr; } }

.form-nav {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-top: var(--sp-lg);
  border-top: 1px solid var(--swiss-border);
  margin-top: var(--sp-xl);
  gap: var(--sp-md);
}
.form-hint {
  font-size: 12px;
  color: var(--swiss-text-light);
  margin-top: 4px;
  line-height: 1.4;
}

/* Amount prefix input */
.input-prefix-wrap { position: relative; }
.input-prefix-wrap .input-prefix {
  position: absolute;
  left: 12px;
  top: 50%;
  transform: translateY(-50%);
  font-size: 15px;
  color: var(--swiss-text-light);
  pointer-events: none;
}
.input-prefix-wrap input { padding-left: 28px !important; }

/* File upload */
.file-upload-wrap { position: relative; }
.file-upload-wrap input[type="file"] {
  position: absolute;
  inset: 0;
  opacity: 0;
  cursor: pointer;
  z-index: 2;
}
.file-upload-ui {
  border: 2px dashed var(--swiss-border);
  border-radius: var(--radius-sm);
  padding: var(--sp-lg);
  text-align: center;
  color: var(--swiss-text-light);
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: var(--sp-sm);
  font-size: 14px;
  transition: border-color .2s;
}
.file-upload-wrap:hover .file-upload-ui { border-color: var(--swiss-primary); }

/* KYC info box */
.kyc-upload-info {
  background: var(--swiss-bg);
  border: 1px solid var(--swiss-border);
  border-radius: var(--radius-sm);
  padding: var(--sp-md);
  margin-bottom: var(--sp-lg);
  font-size: 13px;
  display: flex;
  align-items: flex-start;
  gap: var(--sp-sm);
}

/* Step 4 summary */
.form-summary {
  background: var(--swiss-bg);
  border: 1px solid var(--swiss-border);
  border-radius: var(--radius-sm);
  padding: var(--sp-lg);
  margin-bottom: var(--sp-lg);
}
.form-summary h3 { font-size: 16px; margin-bottom: var(--sp-md); color: var(--swiss-primary); }

/* Checkbox consent */
.checkbox-label {
  display: flex;
  align-items: flex-start;
  gap: var(--sp-sm);
  font-size: 13px;
  cursor: pointer;
  line-height: 1.5;
}
.checkbox-label input[type="checkbox"] { margin-top: 2px; flex-shrink: 0; }

@media (max-width: 575px) {
  .loan-form { padding: var(--sp-lg); }
  .loan-form-block { padding: 14px 12px 8px; }
  .loan-form-submit-row .btn { width: 100%; justify-content: center; }
}

/* Contact page */
.contact-section {
  padding: var(--sp-2xl) 0 var(--sp-3xl);
}

.contact-intro {
  display: grid;
  grid-template-columns: 1.15fr .85fr;
  gap: var(--sp-lg);
  align-items: end;
  margin-bottom: var(--sp-xl);
}

.contact-kicker,
.contact-panel-kicker {
  margin: 0 0 10px;
  color: var(--swiss-accent);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: .14em;
  text-transform: uppercase;
}

.contact-section-title {
  margin: 0;
  color: var(--swiss-primary);
  font-family: var(--font-serif);
  font-size: clamp(32px, 4vw, 48px);
  line-height: 1.08;
}

.contact-section-copy,
.contact-form-copy {
  margin: 0;
  color: var(--swiss-text-light);
  font-size: 15px;
  line-height: 1.7;
}

.contact-layout {
  display: grid;
  grid-template-columns: minmax(300px, 420px) minmax(0, 1fr);
  gap: 28px;
  align-items: start;
}

.contact-info,
.contact-form-wrap {
  background: var(--swiss-white);
  border: 1px solid rgba(10,31,61,0.10);
  border-radius: var(--radius-lg);
  box-shadow: 0 18px 48px rgba(10,31,61,0.08);
}

.contact-info {
  padding: 28px;
  background:
    radial-gradient(circle at top left, rgba(213,43,30,0.08), transparent 32%),
    linear-gradient(180deg, #ffffff 0%, #f9fbfc 100%);
}

.contact-form-wrap {
  padding: 28px;
}

.contact-panel-head {
  margin-bottom: 20px;
}

.contact-panel-head h2 {
  margin: 0;
  color: var(--swiss-primary);
  font-family: var(--font-serif);
  font-size: clamp(28px, 3vw, 42px);
  line-height: 1.08;
}

.contact-detail-card {
  background: rgba(248,250,252,0.95);
  border: 1px solid rgba(10,31,61,0.08);
  border-radius: 16px;
  padding: 16px 18px;
  margin-bottom: 12px;
}

.contact-detail {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  color: var(--swiss-primary);
}

.contact-detail svg {
  flex-shrink: 0;
  margin-top: 2px;
}

.contact-detail-label {
  display: block;
  margin-bottom: 4px;
  color: var(--swiss-text-light);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: .12em;
  text-transform: uppercase;
}

.contact-detail a,
.contact-detail address {
  margin: 0;
  color: var(--swiss-primary);
  font-size: 18px;
  line-height: 1.5;
  text-decoration: none;
}

.contact-detail a:hover {
  color: var(--swiss-accent);
}

.contact-regions {
  margin-top: 22px;
  padding: 18px;
  border-radius: 16px;
  background: #0f223b;
  color: #f8fafc;
}

.contact-regions h3 {
  margin: 0 0 14px;
  color: #fff;
  font-family: var(--font-serif);
  font-size: 28px;
}

.contact-regions ul {
  margin: 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 10px;
}

.contact-regions li {
  color: rgba(255,255,255,0.86);
  line-height: 1.5;
}

.contact-form {
  display: flex;
  flex-direction: column;
}

.contact-form .form-group label {
  color: var(--swiss-primary);
  font-weight: 600;
}

.contact-form .form-group input,
.contact-form .form-group select,
.contact-form .form-group textarea {
  background: #fbfcfe;
}

.contact-submit-row {
  margin-top: var(--sp-sm);
  padding-top: var(--sp-md);
  border-top: 1px solid var(--swiss-border);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--sp-sm);
  flex-wrap: wrap;
}

.contact-submit-note {
  margin: 0;
  color: var(--swiss-text-light);
  font-size: 12px;
  line-height: 1.5;
}

@media (max-width: 991px) {
  .contact-intro,
  .contact-layout {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 575px) {
  .contact-info,
  .contact-form-wrap {
    padding: 18px;
  }

  .contact-detail a,
  .contact-detail address {
    font-size: 16px;
  }

  .contact-submit-row .btn {
    width: 100%;
    justify-content: center;
  }
}