Financial products designed for Canada's digital economy
Flexible personal financing secured by your digital assets or income. Fast decision, competitive rates.
Mortgage and refinancing backed by a combination of real estate + crypto. Rates on request.
Immediate liquidity without selling your crypto. LTV up to 70% on BTC and ETH.
Professional financing solutions for SMEs, startups, and blockchain-native businesses.
Consolidate your debts into one loan at a single rate. Simplify your financial management.
Immediate access to liquidity without a credit check. Ideal for short-term emergencies.
| Product | APR Min | APR Max | Min Amount | Max Amount | Max Term |
|---|---|---|---|---|---|
| Personal DeFi Loan | 4,9 % | 18,0 % | 1 000 $ | 100 000 $ | 84 months |
| Mortgage Credit | — | — | 50 000 $ | 5 000 000 $ | 360 months |
| Crypto-Collateralized Loan | 6,9 % | 19,9 % | 5 000 $ | 500 000 $ | 60 months |
| SME / Business Credit | 3,5 % | 12,0 % | 10 000 $ | 5 000 000 $ | 120 months |
| Debt Consolidation | 5,9 % | 15,9 % | 5 000 $ | 250 000 $ | 84 months |
| Flash Micro-Loan DeFi | 14,9 % | 28,9 % | 500 $ | 5 000 $ | 90 months |
After full file approval (KYC + documents), funds are typically transferred within 24 to 72 business hours.
Yes. All personal and SME loans allow early repayment without penalty.
If LTV exceeds 85%, you receive a margin call with 24h to deposit additional collateral. Beyond that, an automatic partial liquidation is triggered.
No. SIN is optional and encrypted with AES-256. It may speed up the file review but is not required.
Currently: Quebec, Ontario, British Columbia, and Alberta. We will expand to other provinces in 2026.