FINTRAC Registered No. M12345678 APR starting at 4.9% / year

Decentralized credit,
rooted in Canadian values

Innovative financing solutions backed by digital and real assets. Full FINTRAC · AMF · OSFI compliance.

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850 M$ CAD M CAD financed
12 000 + active clients
98 % client satisfaction
2019 Since

Loan Simulator

25 000 $ CAD
60 months
Estimated Monthly Payment
— $ CAD
Effective APR —
Total Cost of Credit —

Indicative simulation. Final rates determined after full application review.

Apply for a Loan

Our Credit Solutions

Financial products designed for Canada's digital economy

Personal DeFi Loan

Rate from 4,9 % APR

Flexible personal financing secured by your digital assets or income. Fast decision, competitive rates.

  • Amount : 1 000 $ – 100 000 $ CAD
  • Duration : 6–84 mois
Simulate Apply

Mortgage Credit

Rate from Sur demande APR

Mortgage and refinancing backed by a combination of real estate + crypto. Rates on request.

  • Amount : 50 000 $ – 5 000 000 $ CAD
  • Duration : 12–360 mois
Simulate Apply

Crypto-Collateralized Loan

Rate from 6,9 % APR

Immediate liquidity without selling your crypto. LTV up to 70% on BTC and ETH.

  • Amount : 5 000 $ – 500 000 $ CAD
  • Duration : 3–60 mois
Simulate Apply

SME / Business Credit

Rate from 3,5 % APR

Professional financing solutions for SMEs, startups, and blockchain-native businesses.

  • Amount : 10 000 $ – 5 000 000 $ CAD
  • Duration : 12–120 mois
Simulate Apply

Debt Consolidation

Rate from 5,9 % APR

Consolidate your debts into one loan at a single rate. Simplify your financial management.

  • Amount : 5 000 $ – 250 000 $ CAD
  • Duration : 24–84 mois
Simulate Apply

Flash Micro-Loan DeFi

Rate from 14,9 % APR

Immediate access to liquidity without a credit check. Ideal for short-term emergencies.

  • Amount : 500 $ – 5 000 $ CAD
  • Duration : 30–90 jours
Simulate Apply
View all products

Key Figures

850 M$ CAD Financed to date
12 000 + Active clients
A+ Credit rating
4 Provinces served

Why Primer Financial?

Regulatory Compliance

Registered with FINTRAC, OSFI, and AMF. All operations comply with Canadian legal requirements.

Full Transparency

APR displayed clearly, no hidden fees. Your data and assets are protected at all times.

Fast Access

In-principle decision in 24h, funds available in 48–72h after complete documentation.

Blockchain Innovation

Native Ethereum, Polygon, and stablecoin (USDC, CADC) integration. State-of-the-art cryptographic security.

Get started in 3 steps

  1. Create an Account

    Email + secure password. Immediate access to the full simulator.

  2. Identity Verification

    Government-issued ID + selfie. FINTRAC KYC/AML compliant.

  3. Connect Wallet (optional)

    Link MetaMask or WalletConnect for crypto-collateralized loans.

Get your offer in 48h

Supported Blockchain Networks

Ethereum
ETH
Polygon
MATIC
Bitcoin
BTC
Arbitrum
ARB

Accepted Stablecoins : USDC · USDT · DAI · CADC

They trust us

"100% online process, funds received in 48h. Impeccable service and competitive rates."

Marie L. Montreal, QC Personal DeFi Loan

"I got liquidity without selling my ETH. Clear interface, responsive team."

David K. Toronto, ON Crypto-Collateralized Loan

"Our blockchain startup was funded in record time. OSFI compliance gave us peace of mind."

Sophie T. Vancouver, BC SME Credit

Get your offer in 48h

In-principle response in 24h. No commitment. FINTRAC compliance guaranteed.

Get Started

Certified & regulated by

FINTRAC AMF Québec OSFI OSC Ontario BCSC C.-B. CSA